I Finance Salon Furniture & Salon build
Flexible Financing Options for Your Salon Upgrade
I know that creating your dream salon can be a significant investment. That's why I offer flexible financing options to make your salon upgrade more accessible. Spread the cost of your new design or furniture over manageable payments, and enjoy your new space sooner.
- Flexible payment plans tailored to your budget.
- Competitive interest rates.
- Quick and easy application process.
Unlock Your Salon's Potential with our Flexible Financing
Salon Finance Experts
Welcome to Inspiring Salons Ltd, your partner in realizing salon success. As a salon owner, you understand the importance of investing in your business to stay ahead in this competitive industry. We recognize that salon finance plays a crucial role in turning your aspirations into achievements. With our tailored financing solutions, you can now transform your salon design, upgrade your furniture, and elevate your business without financial constraints.
Hair & Beauty Business Finance
About Salon Finance & Benifits
We are experts in arranging finance for salon businesses buying salon furniture and refurbishing or equipping their working environments. We also offer a variety of finance solutions to the salon & beauty industries.
- Payments are a running expense for your business (100% Tax Deductible)
- No initial outlay, one easy fixed payment every month
- Easy and simple paperwork to sign
- Fast Approvals – within 2 hours
- No security needed
- Optional 2 – 5 year finance agreements
- Startups to established multi-site salons
Finance for Building Projects, Rent Deposits & Planning
We are UK’s only business finance company focusing on hair and beauty salon sector. We have a range of business finance, loans, and leasing products to ensure salon owners have funds in place to transform quickly, skillfully and smoothly. We are also happy to visit potential customers to help to assess what their salon finance requirements may be.
Whether you are planning a full overhaul of your shop or just need to replace a few salon chairs or fittings our salon finance experts will assist you to raise the necessary funds to make it the best it can be. Our salon fitout finance packages can fund building work, decorations, electrical & plumbing works as well as EPOS, IT and furniture such as including backwash units, trolleys, and accessories.
Examples of what can be financed for a full or part salon or premises fitout
LED Lighting
These are energy efficient technologies that not only look great but also help salon businesses reduce their energy bills and lower their carbon footprint.
Furniture
We can arrange finance on both custom made or off the shelf quality salon workspace solutions so that salon owners can create the most practical and stylish salon work areas.
Partitions and Ceilings
Partitioning and ceiling systems are designed to provide a stylish and practical way of dividing salon space, creating a more functional and comfortable salon.
Salon Fit-Out
We can arrange finance solutions to create productive salon workspaces for salon businesses to motivate people and impress new and returning customers.
Commercial Salon Interiors
Our many years of the salon, hair & Beauty experience extends to all sectors with the industry where space planning skills are required to make the most of salon space.
Mezzanine Floors
We can arrange finance for Mezzanine floors helping our salon clients gain valuable additional space their salon need to move to new premises.
Cash is the lifeblood of a salon business. A properly developed salon fitout finance plan can reserve cash flow to prepare for potential shortages, whilst allowing you to budget for VAT, corporation tax and income tax.
To prepare your salon fitout plan, you will need to estimate your likely income from cash sales for the following 12 months, including VAT if appropriate. This may involve calculating how many treatments you are likely to undertake, and at what price, as well as predicted sales of any associated products
Whether you are a start-up or an established salon, for professional, friendly salon business finance services and advice contact the salon fitout finance team TODAY to discuss a simple salon refresh to a complete salon fitout or maybe just finance for items such as:
Finance for Furniture & Other Assets & Consumables
Our mission is to provide finance and loans for commercial hair salons for all makes and models hair salon furniture, fixtures & fittings and equipment for hair salon business and organizations working environments. In doing so we will provide a sustainable, cost effective, and friendly service enabling you to get best value for existing the working environment.
- Salon Chairs
- Salon Backwash Units
- Basins & Plumbing
- Styling Units
- Stools
- Hairdressing Trolleys
- Tint Stands
- Footrests
- Towel Storage
- Children’s Chairs
Funding for cashflow and stock such as consumables such as:
- Colour & Bleach
- Colour Accessories
- Care & Styling
- Electricals
- Brushes & Combs
- Hair Extensions
- Salon Essentials
- Scissors & Razors
- Afro Hair Care
- Perming
- Salon Equipment
- Mens Grooming
Whether your opening your own salon or setting up a styling station in your home or an established hair salon, our hair salon finance experts are here to assist you with our range of finance products.
Beauty Salon Furniture & Equipment
We can arrange a wide variety of finance options such as leasing and loans for beauty salon owners to acquire high quality beauty salon equipment.. The beauty salon equipment finance is available for : Beauty Beds, Massage Beds, Manicure Tables, Beauty Stools, Beauty Trolleys, Machines & Electrical Equipment and a whole lot more!
SALON FURNITURE LEASING: SECRETS ON GETTING THE BEST DEALS
A Salon Finance Blog
Sometimes a salon requires new technology or modern equipment in order to drive the business forward, but is held back by lack of funds or cash flow, this is where the advantage of salon leasing will benefit any salon business. But any salon thinking of going down the leasing route should also ensure they get the best prices and deals available on the equipment they wish to finance.
In this article, we share the secrets of where to look & how to negotiate your best furniture prices before signing any finance deal.
Here are our secrets (& advice):
- Firstly what is commercial furniture leasing?
- Do not mention salon furniture leasing at the start of any negotiation.
- Do not buy from a wholesaler who only offers equipment from one manufacture.
- Do not limit yourself to one individual lease.
- Salon finance, bad credit.
- What are the limits of salon leasing?
- Furniture lease calculator.
- Can I buy any salon equipment with leasing?
- I'm thinking of custom-made salon furniture can I lease this?
- Is salon leasing tax deductible?
- Lease to own furniture: options
- Look at working capital finance for purchasing stock & consumables.
- How long does it take to get my salon equipment?
- Does every supplier offer salon leasing?
- Other types of salon finance.
1) Firstly what is commercial furniture leasing?
A great way for a business to own up-to-date & the latest technology salon furniture. By paying monthly a salon owner can budget his cash flow for the length of the lease. You own the equipment at the end of the lease. The lease payments are a business expense and therefore are eligible for tax relief.
Spreading the cost of the furniture makes it easier to purchase the best products the first time. No need to compromise!
Salon finance is not just available for luxury furniture leasing, we offer finance on all mixtures of salon equipment.
Why Choose Inspiring Salons Ltd for Salon Furniture Leasing:
Salon Finance are specialists in Asset Finance, Leasing & Sales for salon businesses. We are your one-stop-shop for finance for salon furniture and all your financial needs.
Salon Finance are specialists in Corporate Finance, Leasing, and Sales, provide a wide range of services, and are able to provide you with clear, helpful advice and guidance, on a wide range of financial issues for salon business owners.
2) Do not mention salon furniture leasing at the start of any equipment negotiation.
All too often we find as soon as salon owners mention to their equipment supplier "I'm getting my salon furniture on finance" the wholesaler immediately withdraws discounts, offers, and bulk deals. The theory is, if your getting the benefit of cheap monthly payments then we as the supplier should also receive some financial reward.
First off, it is important to understand with any equipment lease deal the wholesaler is paid in full, upfront by your finance company - there's our benefit.
Any salon owner experiencing an equipment supplier withdrawing a discount or insisting on charging the full list price should walk away.
" Salon equipment leasing is a great facility for a business to obtain the latest higher quality furniture and renew their existing equipment with the latest technology, we actively encourage salons to examine this opportunity," says Mike Cooper the MD of Inspiring Salons Ltd. "any salon coming to Inspiring Salons Ltd for salon finance, we first calculate their cheapest possible equipment purchase price, then work out the finance options: all sales are treated with the same "
3) Do not purchase salon furniture from a supplier who only can only offer equipment from one manufacture.
Too many wholesalers offering salon equipment leasing only have trading relationships with a single furniture manufacture, which means when you are looking to spend your leasing cheque you have a very limited option to choose from. Some equipment wholesalers also only deal with one category, just hairdressing for example: again limiting your options.
Look at spending your finance with a company that not only gives you a great deal but also has a wide selection of salon equipment.
Inspiring Salons has access to a multitude of salons & beauty equipment ranges from high-end designer Italian lines to more basic and cost-effective products.
"If you can not find the equipment you are looking for then come to our salon equipment center and we will design what you are looking for," says salon design guru Mike Cooper of Inspiring salons Ltd
4) Do not limit yourself to one individual lease.
It is not unusual for a salon to upgrade their salon equipment piece by piece, in doing so they take out multi leasing agreements. This is a great way for a growing salon to be paying for its self.
Remember when taking out salon equipment you take delivery of the furniture straight away and you have agreed set monthly repayments.
For example, if a beauty salon business is growing and they decide it is time to offer a new service or open up another beauty room, then look at starting a brand new look at new beauty salon financing, to run alongside any existing salon equipment finance the salon may have already taken out.
This is repeated salon leasing is very common among our customers at Inspiring salons, and some salons also mix their leases over different time periods, some at 24 months some at 60 months: Just discuss with us!
5) Salon finance, bad credit.
Not a problem, contact us & we will look into your options and availability: all 100% confidential.
Free salon finance, bad credit: OPTIONS
6) What are the limits of salon leasing?
The only upper limit is what you can afford to pay or what you are looking to lease. In the commercial world airline companies lease all their aircraft!
We only have a lower limit, which is £1,000 approximately! From experience anything lower & it is perhaps more convenient to look at simple credit card purchases or quick bank loans - discuss with your accountant or business bank manager.
But we are happy to supply you with a free quotation.
7) Furniture lease calculator.
Useful for initial project budgeting: we have this as a live excel download. Any business owner can type in any value & you are supplied with 4 lengths of lease agreement options: 24, 36, 48, & 60 months. The lease calculator also shows the weekly, monthly, and total repayment for each of the 4 terms. there is also a Net cost total after-tax relief, again for each of the 4 terms. We stress this is just an illustration aid for initial project budgeting & you should contact us for different finance leasing options.
Please send me the "Furniture lease calculator" email mike.cooper@inspiringsalons.co.uk / 07415336002
8) Can I buy any salon equipment with leasing?
Yes, as mentioned choose a salon furniture supplier who has trading agreements with a multitude of salon equipment manufacturers. Such as Inspiring salons Ltd
Nail salon finance? not a problem: Beauty salon finance? we are ready to supply. Opening a barbers salon come to our one-stop finance shop.
We have great relationships with many furniture leasing companies and a greater number of salon furniture companies so we can mix the 2 and supply everything you require.
For example: If your project should contain hairdressing & barbering furniture we can lease on one agreement, ensure all your colours match and delivery from all different factories arrives together.
One advantage of using our salon equipment center is we can discuss colour finishes and upholstery colours from all suppliers, work out a group order, offer a bulk discount, and finally offer the finance.
9) I'm thinking of custom-made salon furniture can I lease this?
Yes: we can arrange salon furniture leasing for any of the furniture we manufacture.
Custom-made salon furniture is now becoming a popular feature at our salon equipment center, as business owners realize the value of having the exact furniture they require and that investment into any statement or hero piece of furniture is a good long-term benefit in their business growth.
We have articles on custom-made salon furniture & the benefits they have on a business growth, especially now with social media, please read & contact us: Further Reading
If you are interested please do not miss this opportunity, in some instances custom-made is cheaper than buying bulk manufactured: and we can finance all of this Even our Shopping Center Kiosks
10) Is Salon Equipment Lease Payments Tax Deductible?
The lease payments are a business expense and therefore are eligible for tax relief.
Currently on a salon furniture lease of £10,000 if your business qualifies for tax relief this is an approximate repayment term:
24 months: Monthly Payments of £493 - Total Cost = £11,832 Minus £2,479 Tax Relief (@ 21%) Net cost of £10,000 finance is £9,329!
36 months: Monthly Payments of £356 - Total Cost = £12,798 Minus £2,687 Tax Relief (@ 21%) Net cost of £10,000 finance is £10,110!
48 months: Monthly Payments of £275 - Total Cost = £13,200 Minus £2,772 Tax Relief (@ 21%) Net cost of £10,000 finance is £10,428!
60 months: Monthly Payments of £233 - Total Cost = £13,950 Minus £2,929 Tax Relief (@ 21%) Net cost of £10,000 finance is £11,021!
You can see from our illustration here one of the key benefits with furniture finance, a £10,000 lease over 5 years with tax relief: your net total payment is only £11,021 - £1,021 over 60 months!
Again these are only figures available currently, and we suggest you contact us to discuss your options and you should clarify with your accountant your tax situation.
11) Lease to own furniture: options
An Inspiring Salons furniture leasing agreement is available with a multitude of options, from 12 months up to 60 months. we can offer longer-term options but in reality, after 60 months most salons would be looking to refurbish their salon & acquire the next range of furniture & new modern salon technology.
Rember: You own the equipment at the end of the lease.
You can also take out a selection of smaller leases as & when your business growth requires new furniture.
12) Look at working capital finance for purchasing stock & consumables.
Salon Stock
Our business finance experts offer salon owners various stock finance products to assist with working capital for stock such as goods or product for both consumption and retail. Product such as loans, flexible drawdown facilities and merchant cash advances works by offering salon businesses working capital for purchasing stock, products and consumables. Working capital business finance options tends to be used as a 30-90 day revolving facility to enable access to cash as and when a business needs it.
For salon owners stock finance and other working capital solutions are the ideal choice solution if they have to purchase salon consumables and retail stock as soon as it becomes available: Contact Us for details
Salon Fitout
We are UK’s only business finance company focusing on hair and beauty salon sector. We have a range of business finance, loans, and leasing products to ensure salon owners have funds in place to transform quickly, skillfully and smoothly. We are also happy to visit potential customers to help to assess what their salon finance requirements may be.
Whether you are planning a full overhaul of your shop or just need to replace a few salon chairs or fittings our salon finance experts will assist you to raise the necessary funds to make it the best it can be. Our salon fitout finance packages can fund building work, decorations, electrical & plumbing works as well as EPOS, IT and furniture such as including backwash units, trolleys, and accessories.
Examples of what can be financed for a full or part salon or premises fitout:
New Salon Build
Lighting systems.
Mezzine floors.
Shop fronts.
Salon refurbishments.
Salon flooring.
There are a wide range of reasons why a salon owner needs to update and refit their salon. It could be through business growth, or to attract the highest calibre of employees; perhaps your current working environment doesn’t allow you to entertain clients as well as it could. Or maybe your lease is running out and you are looking to move locations. Whatever the reason, we will work closely with you to understand what you need, the culture of your business and the right solution for you.
Salon Capital Purchase Finance.
13) How long does it take to get my salon equipment?
We hold a lot of salon furniture in stock with 24hr express delivery, you can lease this furniture and delivery will be immediate once all the paperwork is complete. The time taken to complete the paperwork is entirely dependant on how quickly you can organize & return it.
For our high-end salon furniture that requires to be upholstered in the color of your choice, this usually takes anything between 2 to 6 weeks. Finance is normally sorted well within this time period & you can take immediate delivery as soon as it is manufactured.
Custom-made salon furniture produced at our salon equipment center again usually takes anything up to 6 weeks. Clients normally require our salon fitters to deliver or install these furniture items, again lease agreements will be completed within this time scale & you will take immediate delivery of your equipment.
It is always worth stressing with salon furniture leasing you own the furniture at the end of the agreement term.
This immediate equipment delivery we offer at Inspiring Salons underlines one of the many benefits of taking out a lease to purchase furniture. If you want to develop your salon business by having the latest salon equipment or the most up-to-date salon technology, then an Inspiring Salons Furniture Lease is a great commercial decision.
14) Does every supplier offer salon leasing?
Not every salon equipment wholesaler offers furniture leasing, because the paperwork & extra service required is off-putting. We believe if a supplier can not offer this customer service then are they lacking customer service in other areas?
But when looking at suppliers who offer finance it is important to check do they also have access to a wide & multitude range of furniture manufactures?
Can your wholesaler offer finance on custom-made furniture? Digital media screens, essential in modern salons today, get on Inspiring Salons finance
Do not limit your choices.
15) Other types of salon finance.
Inspiring salons offer all types of finance not just salon equipment leasing.
Please contact us for a confidential quotation on capital purchase finance, consumable/stock finance, cash flow injection, rental deposits, new build & salon refurbishment loans.
We finance salon design packages.
Conculsion
Salon Furniture Leasing: Secrets on getting the best deals - as discussed the best deals are not necessarily the cheapest interest rate, but with UK competition they are all the same nowadays, but the best deal is in the actual salon furniture you actually lease & from which supplier.
Look at what you are going to lease, the colour options, different styles, various price ranges, and custom-made options, sp[end more time on these aspects than your actual finance deal.
Do not completely negate the finance deal, we suggest to all our finance clients they check the rate & terms over with their business accountant or bank manager, ask if this can be beaten.
It is agreed that whatever salon furniture leasing options are taken up, salon equipment leasing is a great advantage for any salon to gain instant access to new higher range salon furniture & the latest technology salon equipment that is available on the market.
With predetermined monthly payments that help the salon forecast their cash flow & budgets.
Lastly & most importantly remember with an Inspiring Salons Furniture Lease: You own the equipment at the end of the lease.
Please do not hesitate to contact us for a confidential financial discussion.
All our design services are 100% refundable & you should think our services are an investment in your future business.
Failing to prepare is preparing to fail - Mike Cooper MD of Inspiring Salons Ltd.
This article was written by Mike Cooper – Owner of Inspiring Salons Ltd – About Us.
Contact details & further articles.
BUDGET SALON FURNITURE TO CREATE YOUR “INSTAGRAM WORTHY” INTERIOR: Further Reading
BUDGET SALON REFURBISHMENT: 18 PRACTICAL STEPS (COMPLETE GUIDE): Further Reading.
ReadingHow to make a digital Mood Board - Canva
Government advice on PAT TESTING
As you can see we here at Inspiring Salons Ltd can create the salon of your dreams - please do not hesitate in contacting me to discuss any project you may be thinking of undertaking. we can help and advise - talk is free! CONTACT
We can also finance your salon project FINANCE
REM Warranty Details - Download
Salon Interior Inspirational Images on PINTEREST
Further reading:
Think about refurbing your salon to the Japandi style!! further information
Amazing Interior Hair Salon Designs By Inspiring Salons Ltd - BLOG
7 Incredible beauty salon equipment offers - BLOG
Salon Finance Contact
Buying that "must-have" item of salon equipment is now less expensive than your realized - Plus tax-deductible!
Free Monthly Design Magazine
Looking for inspiration for your new salon project?
Look no further than Inspiring Salons FREE interior designs magazine - Salon Ideas